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Insurtech ZestyAI adds mitigation-aware storm risk scoring for insurers

Insurtech ZestyAI has expanded its Severe Convective Storm risk suite with a feature that lets insurers update property risk scores in response to verified improvements.

Carriers can incorporate these adjustments in real time, correct outdated property information, and even simulate the effect of proposed upgrades before they’re carried out.

That functionality supports more accurate underwriting decisions, improves inspection workflows, and sharpens rating precision. Homeowners and agents also gain clearer insight into how mitigation efforts influence future loss potential.